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Benefit from your credit card offers - #creditcards

If your credit card company is offering you low rate balance transfer, you can now take something that will benefit you. A credit card balance transfer can be a great way to save some money. There are also some other benefits that come with consolidating your debts into just one payment.

For this you need some AskWiki QuickInfo.

What is a balance transfer on a credit card ?
A balance transfer is when you pay off the balances on existing cards or loans by transferring them to another credit card account.

What’s the balance transfer process ?
When you respond to a balance transfer offer, you’ll indicate who you want to pay, the account numbers, and how much

What is a zero percent balance transfer offer ? 
Credit cards with an introductory 0% balance transfer for a limited time offer new card members a way to help relieve debt. By taking advantage of these introductory rates, you can have your existing balance on other credit cards paid off by transferring it to a new card and will not accrue interest on that transferred balance for the duration of the introductory 0% annual percentage rate offer.

How to get cash from credit card ? 
Getting cash from credit card is easy, you can follow the below steps.
1. Check your latest credit card statement to see how much cash you can withdraw and the terms you will need to agree to when taking out a cash advance.
2. Check your financial records for your personal identification number (otherwise known as your PIN) that was issued with your credit card Insert your credit card into any ATM that displays the logo of your credit card.
3.Enter your PIN number when prompted, then select the amount of money you want to withdraw.

Latest Credit card theft statistics ?
Fraudsters are getting wiser and have more tools at their disposal to steal personal identities. Here are some facts 66% of consumers who have had fraudulent charges were the first to notice them – not their financial institution. Crooks are misusing the information for a shorter period of time, making them harder to catch.
Here are some credit card theft statistics - Click Here

BTW: Does Obama use credit cards ? Know it for yourself :-) 

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